Dependable Investments

Investment Management companies pool the assets of investors and helps to achieve investor goals along with organizational rules. A high caliber management team can help their clients to invest their asset in a wide range of types of investment which the investors alone cannot reach.

Secura is an investment management company which provides services to venture capital funds, mutual funds, real estate investment trusts, offshore funds, private equity funds etc. The funds launched by Secura are the first SEBI registered real estate venture capital in Kerala and venture capital fund in India. Secura’s expertise management team of secura helps the company to create a benchmark in the Venture capital industry. All the investments of Secura are based on Islamicway of investment in India. Investment funds of Secura are Sharia compliant funds in India.

Investments of Secura are based on:

1. ·         Fund Investment Philosophy
2. ·         Secura India Real Estate Fund
3. ·         Secura India Realty AIF

Fund Investment Philosophy

Beyond the conventional financing, Secura provides services to venture capital funds in India for innovative entrepreneurship. The promoters of high risk or high growth ventures may give ideas and concept of relevant track record. Venture Capital financing is nothing but the investment in sectors of high risk with an expectation of high returns. Venture capital financing in India at all stages are carried by investing great collaboration with the developers from the beginning to the end.  Venture capital real estate funds in India offer efficient management of diversified investment and thus reducing the risk. Secura presents a unique business model to achieve good returns in each stages of the business. With proper guidance from Sharia principles and careful study on investment Secura give life to an innovative investment model.

Secura India Real Estate Fund

Secura India real estate fund is categorized into two:

Domestic scheme 1: Secura make investments in equity or equity linked investments which are acceptable to the principles and objectives of the company. The investment and operations of the fund are in listed or unlisted companies in other countries subjected to the prevailing laws and regulations in India. All these investment strictly follow the rules and regulations of SEBI (Securities and Exchange Board of India).Secura funds are SEBI regulated real estate investments in India .Thus Real estate venture capital funds in India will be having a minimum value of RS.5 Lakhs and there is no cap for maximum deposit amount. Mumbai based Taqwaa Advisory and Sharia Investment Solution Private Limited (TASIS) is the Sharia Advisor of the fund and IL and FS Trust Company.

Limited is the trustee

Domestic scheme 2: Along with the company goals, Secura makes investment in equity by satisfying all the principles of the organization. As it is registered under SEBI (Securities and Exchange Board of India), the funds are invested following all the e rules and regulation of SEBI. Like Domestic Scheme 1, scheme 2 requires a minimum investment of 5 Lakhs and no maximum cap. The trustee is IL and FS Trust Company Limited .The Sharia advisor is Mumbai bases TASIS.

Secura India Realty AIF

Secura has launched venture capital funds and managed two domestic schemes. Successful payback records are there for Secura India Real Estate Fund Domestc scheme 1 while Secura India Real Estate Fund Domestic scheme2 is in the investment stage. Now Secura Investment Management Private Limited, the SEBI registered real estate venture capital fund in Kerala and SEBI registered Sharia fund in India has launched a new Alternative Investment Fund (AIF) .Alternative Investment Fund is the third investment management by Secura Investment Management Private Limited. The minimum investment for an Alternative Investment Fund is 1 Crore. AIF targets investing in privately identified realty and development projects. Trustee to AIF is IL and FS Trust Company Limited. Taqwaa Advisory  and Sharia Investment Solution Private Limited (TASIS) is the Sharia Advisor of the fund.

The advantages and benefits of Reality Alternative Investments are:

• ·         Investments are at Land-cost stage. Invest funds in collaboration with developers or land owners from start to the end.
• ·         Fund capitalizes on both early mover advantages as well as reaps the benefits of economies of the scale in the implementation along with geographical spread of investments.
• ·         Alternative Investment Fund reduces the risk of real estate.
• ·         The range of possibilities that Alternative investment fund offers are much more than direct investments.
• ·         Entry cost of Alternative fund investment is lower than that of individual investor.

WHY SHOULD WE INVEST IN INVESTMENT MANAGEMENT COMPANIES

Redirecting finance towards profit is the prime objective of any investment. Management of the finance includes professional management, project management, leasing management, management consultancy and corporate legal consultancy. The management team of Investment Management Company will manage the invested fund and yields future benefits for the investor. All the operations and management of the company will be based on the organizational principle.

Investment management companies in India which follow Islamic principles follow sharia rules. Islamic financing companies in India provide services to Sharia compliant venture capital funds in India

An experienced manager in Islamic investment Management Company in India will help to manage sharia compliant funds in India in different ways:

• ·         Recognize the best strategy for investment.
• ·         Analyze the status of finance and assist in stock selection
• ·         Monitor investment on an ongoing basis.
• ·         Help to gain maximum benefits from investment.
• ·         Provide advice on investment areas.
• ·         Handling the investor decisions and investment benefits with great care.

Investment management companies provide:

·         Help to the fund contributors to adjust superior risks and provide them ethical returns.

·         The portfolio companies with stable long term funds and are given expert guidance to their business.

·         Employees a stable and enriching work environment.

·         The expert and experienced promoters to mentor entrepreneurs and obtain reasonable and sustainable outcomes.

The main benefits of investment management are:

Security in your investments

Investment management companies help you to understand and control the risks in investment. More risk is always associated with more loss of money. Similarly if the risk taken is very less also it will make negative trend in profit. Your savings will be eroded as a result of inflation.

Avoid costly mistakes

Investments are always complicated and you will be always over concerned in the absence of an efficient investment management company. An efficient management team  uses  latest tried and tested advances in investment.

To have more to spend on good things

Basic goal of any investment is future prosperity. The investment Management companies helps to make most of these assets over time and thus you can enjoy their benefits.

To make your life more easy

Investment management companies helps to make your life easier by keeping things as simple as possible.

To understand your investment

Such companies help you to take proper decision on your funds’ investment. Efficient managers can give you proper guidance whenever you need.

To stay up to date

Investment management companies help you to stay up to date with your investment to avoid sudden shocks. Investment management provides you annual reports and review meetings as well as quarterly valuations.

Introduction of Islamic Finance

Financial system influence who can commence a business and who cannot, who can pay for education and who cannot,who can attempt to realize once economic aspiration and who cannot. Thus finance can shape the gap between the rich and the poor and the degree to which that gap persists across generations. A financial system that is based on Islamic principles and values,which eliminates ‘Riba’ and ensure a profit sharing mechanism in the financial system is known as islamic finance. It may be characterised by the absence of interest based financial institution and transaction, doubtful transaction or gharar, stock of companies dealing in unlawful activites, unethical or immoral transations such as market manipulation,insider trading short-selling etc. 

Islamic banking can be defined as a form of modern banking based on Islamic legal concepts using Risk sharing as its main method excluding financing based on fixed pre-determined return.

Islamic finance is a system of financial activities follows with “Sharia”s law, include the “QURAN” and the sayings and actions of the prophet “mohammed” recorded in a collection of books known as the “Sabib ba baditb” and a body of laws created by Islamic scholars knows as the “figb” the main difference between Islamic finance and other form of finance is particularly the structure of how the bank is set up. The conventional banking the purpose is to pool money from the investors and give loans to public

But what is Islamic structure then in essence how an Islamic bank is supposed to be set up how an Islamic bank is supposed to be set up is based on the theory of “sources and application of funds” there should be a single flow between the deposits and the financing or investment use pf funds: this means there is no distinct function. It is a single function where customers deposits or investment pool is used to fund financing portfolio. There are set of principles of Islamic finance in India there as follows

Principles of Islamic finance 

l  Wealth should be generated from legitimate trade and asset-based investment

l  Islamic sharia Investment India should have a social and an ethical benefits to wider society

l  Risk should be shared

l  All harmful activities should be avoided    

Prohibited elements in Islamic finance

l  Riba     (it refers to the “premium” that must be paid by the borrower to the lender along with the principal amount as a condition for the loan)

l  Gharar  (it means exposing oneself to excessive risk and danger in a business transaction a a result of uncertainty about the price )

l  Maysir   (Gambling) (it refers to easily available wealth or acquisition of wealth by chance)

ALTERNATIVE INVESTMENT FUNDS IN INDIA

Alternative investment funds (AIFs) in India can be any investment from Indian or foreign sources pooled in the form of a trust or company or Limited Liability Partnership (LLP). Investment funds other than the traditional investments modes like stocks, bonds, capital etc come under AIF. AIF does not come under the jurisdiction of any regulatory agency in India. Alternative investment funds include hedge funds, venture capital, financial derivatives and assets like paintings, coins, stamps etc. The gain in these assets can be called capital gains.

According to SEBI (securities and exchange board of India) AIFs can be operated under the three categories:

Category I: The investments that government consider economically and socially viable come under this category. This includes social ventures, infrastructure funds, real estate funds, start-ups etc. They get incentives from government.

Category II: This category will not get any incentives or help from government or any other regulator. They can invest anywhere without raising any dept. Private equity funds dept funds etc come under this category.

Category III: They get short term gains without any concessions or incentives from government and other regulatory body. Open ended funds like hedge funds, alternative investment funds etc are examples.

Both Indian and foreign investors can invest in the AIFs. For the purpose of AIFs the government will do away with categorization of foreign portfolio investors (FPI) and foreign direct investors (FDI). The AIF industry which is in its nascent form in India can be boosted by this decision.

Secura is an investment management company registered under SEBI which provides investment management services to venture capital funds in India, real estate investment trusts, mutual funds etc.  It is certified as India’s first Sharia Compliant fund or real estate VCF. Secura mobilize funds from retail investors and pool them in to pool of investment.

AIFs can include investment companies which receives investment from a lot of investors with a view to invest it with a defined investment policy for the benefit of investors. Do not require authorization for collective investments in transferable securities.

Most of the AIFs raise capital from high net worth investors. They do this with reference to certain policies for the benefit of the investors. The dilution of FDI and FPI will ensure ease of flow of investment. These funds offer great returns to both global and domestic investors and take India to a large investment definition.

Secura Updates

 

Future of Islamic finance in India

The global economic market is undergoing through dramatic changes that increases the risk of investment in developed and developing countries.  But Indian banks and financial institutions managed this economic crisis by maintaining the growth rate. Indian economy still grants investment opportunities to big and small industries for short and long term. Realizing this fact Islamic investment is getting more acceptance. Also Economists predict huge scope for Islamic finance in India by analyzing the present Indian economic conditions. By understanding this government of India has appointed a high level committee to analyze the future scope of interest free banking in India.

The world economy is now shifting from Europe to Middle East and South East Asia; in this context, foreigners have recognized Indian markets as a better place for investment. Secura is a well structured venture capital investment company in India where funds are organized under the provision of Indian trust Act 1882. Secura is an Islamic finance company that conducts business based on Islamic or shariah laws. Islamic financing companies all around the world never invest funds in unethical business ventures like manufacturing of narcotic or tobacco products, gambling and in any business related to non-halal products. These principles help to increase the moral values in the society and assure better economic growth rate too.

For more about islamic finance contact http://www.securaindia.com/

Scope of Real Estate Investments in India

Real estate is typically about buying and selling of land and holdings. Real estate investment is the process that involves purchase, sales and management of real estate for revenue. Real estate investment has become a common investment tactics and become increasingly popular over the last few decades.  Indian real estate market growth is not restricted in towns and cities, about 80% of the real estate investment occupies in Indian residential space. The investment in this field is increasing due to the interest of foreign investors in Indian real estate economy.

Indian Real estate Investment
Real Estate Mutual Funds (REMF) and Real Estate Investment Trusts (REIT) boosts up the Indian real estate sector. REIT will invest in real estate and they provide above average returns to their investors.  Their objective is to organize the entire real estate sector in India. As the requirement of commercial office space is getting increased this automatically cause a hike in India real estate market. By 2020 Indian real estate market is expected to cross that of US. With the joint investment of private equity funds and non- banking financial companies results in an increase in Indian real estate sector. Apart from all these NRI investment largely impact in short term and long term real estate investments in India.

Secura Real Estate Fund and Domestic Schemes
Secura, is a SEBI registered investment management company in India that focuses on real estate and allied sectors in India. The two real estate fund schemes launched by Secura investment manager is a close- ended venture capital fund which is subjected to the existing rules and regulations in India. Real estate scheme 1 was launched in 2009 and Scheme 2 was introduced in 2012. Secura is the first SEBI registered real estate venture capital fund in India.

For more about Real estate investment http://www.securaindia.com/

Islamic Finance- Principles and Practices

Islam is not just a religion in normal sense of word, but it’s a complete way of life. Islam guides man throughout his entire life and is always concerned about all pace of living. It’s concerned about moral, spiritual, political, social and economic life aspects of human being. Islamic finance is such an activity that is emerged based on the principles of Islamic laws. Islamic law also called Shariah prohibits the acceptance any kind of interest for loan amounts (called riba) in any manner.

Islamic finance is completely based on the concepts of Islamic economics and its main principles are prohibiting interest for loans, avoiding gambling, avoiding investment in prohibited industries and driving clear of uncertainty based transactions. Islamic finance always encourages shared risk and zakat by promoting social justice. Sharing risk between the financial institutions is based on long term relationships between them. Islamic insurance (called takaful) also involves shared risk management and mutual responsibility.

Conventional banking practice is all about eliminating risk where as Islamic banking is completely based on risk bearing. In conventional banking banks have the sole right to cancel the contract where in case of Islamic finance and banking sole right to cancel the contract is not in their hands. The differences in banking terminologies reflect in the contractual relationships of each banking system. The objectives and practices that drive Islamic finance are completely based on Islamic theory of economics which promote justice and social responsibility.

For more details about Islamic Finance : http://www.securaindia.com/

Shariah law: Islamic finance & Islamic Investment

Islamic finance is provided by Muslim corporations such as banks and other lending institutions. They raise funds In accordance with Sharia Law or Islamic law. According to this law they invest only in good deeds. It is a unique social responsibility investment, there is no division between spiritual and secular, and hence its reach is proper in the field of finance. The Islamic Banking concepts are accepted worldwide and are prohibited by the payment of interest or ‘Riba’.

SECURA Investment ManagementCompany is the first Shariah certified venture capital fund in India and is the First SEBI Registered Real Estate Venture Capital in Kerala, which is promoted by the Hi LITE group. As an Islamic investment company we follow shariah investing and we are encouraging shariah compliant investments to the investors. We have reputed professionals in business to provide investment management services to venture capital finances, real estate venture trusts, mutual funds, offshore funds, private equity funds or any other funds. Investment Management is controlled by an experienced Manager and a high talent team with relevant knowledge in real estate, legal, corporate, finance, construction, development, retail and other sectors. Since 2011 we are managing with investments. Our expert fund management team provided value services and has created its own unique presence in the Venture Capital business as well as in the Shariah applied financial models in India.

One of the biggest alternative financial systems in the world is Islamic finance or Islamic banking, and many financial providers and investment management companies are there to help individuals seeking financial help. Islamic banking and finance methodology has a huge scope in the entire world. It not only covers the needs of Muslim population, but is in the way to fulfill the entire development need of the community. It can provide cost effective and easy available capital to small entrepreneurs in India and can contribute much to the economic growth of the country. With the constant effort from the Government and Reserve bank of India to make this industry a feasible one, the Islamic banking sector could get a better future ahead. If you are keen at investing in the Sharia way, our investment managers will help you. Islamic banking and finance methodology can provide cost effective and easy available capital to small entrepreneurs in India and can contribute much to the economic growth of the country. 

Besides the globalization and convergence of financial services, there is a remarkable scope for Islamic banking system in India, as India is in need of major investments in its infrastructure. Apart from being a viable alternative to capitalist financial system, the interest-free Islamic banking solutions in India provide help to bankrupt farmers, laborers and other marginalized groups. Islamic investment bank in India will get the opportunity to attract funds that conventional banks cannot and will be able to attract Middle East’s high investible surplus.


For MOre About Islamic Finance : http://www.securaindia.com

Private Equity Firms - A Means to Financial Permanence

If you have enough financial capital, you can make investment in a private equity firm. Normally you will find that, a group of investors are coming mutually to pool investment capital into private equity fund. Various private equity firms are making money through the management of private equity investments made by people like you. Diverse investment strategies are presented before you by the investment manager in making an investment that best suits you. These particular investment strategies comprise of growth capital, leveraged buyouts or Venture Capital.

One of the key benefits when concerned with the private equity funding is that, it helps the fast growing mid-sized companies a lot. We are extremely selective and are ready to spend significant resources assessing the potential companies. Most of the private equity companies, like Secura Investments are developed with the key goal of providing investors with a good level of living. You must keep in mind that, raising private equity for your company is entirely different than applying for a loan.

Small business does not actually use a private equity investment, as it doesn’t help them in making enormous returns. You can find instead, large entrepreneurial businesses by their potential growth. Secura India most often shows interest in business that can able to show that a well experienced investor, having the ability to turn their business goals into a reality can manage them well. Private equity investment is a great way to achieve financial stability and success. It will provide your business with a stable background for making decision based on strategy. For attaining more information about private equity investment, visit http://www.securaindia.com

Islamic Banking System – Redefining Fiscal Methodologies

It is the search for an alternative for conventional banking that lead to the materialization of Islamic Banking even in the bad days of Economic downturn. As you all know, it operates in accordance with the Shariah principle. It is the strategic investment made in the field of information systems and technology that showed way to the continued growth and expansion in the Islamic banking sector. You are only able to practice Islamic banking activities in consistent with the Shariah and its practical applications.

In some respects, you can find that the risk associated with attaining and executing an Islamic banking system is not different from that of the conventional banking system. In future, the Islamic banking system can attain momentous growth when its value proposal is better understood. One of the key features of Islamic banking is that, it fulfills the requirements of all, regardless of the race, religion and complexion.

You can expect higher amount of returns as profit produced from your investment and is properly distributed between the bank and its consumers. Our Islamic banking subscribes to fixed rate mechanism and profit sharing concept. By making investment in the Islamic banking way, you will able to get the paybacks of confidence, preventability and clarity. Banks that provide Islamic financial facility products will are likely to see further growth in the development and proliferation of Islamic Banking system. We assure that you will accept this concept once you get understood with its benefits. If you want to avail more information about Islamic Banking sector and Financing methodologies, visit us at http://www.securaindia.com

Islamic Finance – A Viable Alternative for Conventional Finance

You can see that, Islamic Financial service Industry has expanded globally and has spread their operations among various countries. It is clear that, Islamic finance has a great opportunity and arena in front. Secura is the only Investment Company became known as a role model and trend setter in this ground. During the entire investment phase, Secura mobilizes fund from retail investors like you and groups them into a pool of investment. Your pool of investment is then kept in a conventional bank. One of the interesting factors behind this conventional bank is that, it pays zero interest.

Units are then allowed to you at the face value till the initial closing. We will pay you 2%-4% of premium, even if you are ready to invest after the initial closing. The only condition is that the premium is only allowed in compliance with Shariah Law. The premium attained is the additional capital brought by you. Secura allows you to share the profits proportionately with your counterparts, who had invested at an earlier stage. Unfortunately, if your investment gets failed, we won’t redeem the unit amount, as it is the Shariah rule for that. We are the one who does JV’s with reputed entrepreneurs in Kerala to develop commercial, residential or retail properties. Secura divides its fund among four or five projects to hedge the risk. 

Each and every step of your investment is monitored by Taqwaa Advisory and Shariah Investment Solutions Private Limited. Islamic Financial system as you believe, not only confines to banking, but also covers insurance, formation of capital, capital markets and all other types of financial coercion. The regulatory framework for your investment, developed via the aspects of morality and ethics in addition to prudent and sound controls. You can view Islamic finance as a form of ethical investment or ethical lending. If you want to go for a moral investment with zero percent interest, then Islamic financing is the right choice. For getting more information about our novel financing strategies, visit http://www.securaindia.com  

Real Estate – New Means to Financial Perfection

People like you are intimidated by real estate and other direct investment strategies, thinking that they are too risky. But you can find good solid real estate investments all around you. There are many ways you can get around your bets to protect your investment. Usually, the Venture capital Investment in Real Estate projects are in general at “Land Cost” stage, i.e. the fund is invested in association with land owners from the stage of inception till its completion.


You will get promoted from the real estate Venture Capital fund that trims down your real estate risk by presenting varied investment portfolios. These allied investment portfolios are effectively managed by proficient investment managers at Secura.


If you are in search of a genuine investment that boosts up your future finance, then, Secura offers real estate funding facilities from the stage of land purchase itself. We are working in collaboration with various reputed entrepreneurs in the industry. They will help you a lot in developing your real estate project portfolio. Being one of the SEBI, (Indian Security market Regulator), registered Venture Capital Fund, Secura focuses on Indian Real Estate and allied sectors.

Our real Estate Fund Schemes, Scheme1 & 2, will help you in managing all your real estate operations. Our focus is in seeking an investment in privately negotiated equity and equity linked investments. We are looking for an investment only in private equity Indian companies or companies with India connection. The invested fund will then be diverted for Real Estate related sectors and various other real estate activities.

It is our Sharia advisor who ensures that the fund is in compliance with the Shariah Law. Funds are invested in accordance with the restrictions of Shariah Advisor. Taqwaa Advisory and Shariah investment solutions Pvt. Ltd. is the Shariah Advisors for our fund. And the Trustee is IL and FS Trust Company. It is sure that making Real Estate investment with Secura will keep you in pace with the growing industry demands and upcoming trends. Are you ardent in knowing more about our Real Estate Schemes and Funding strategies? Do visit us at http://www.securaindia.com

8 Tips for effective investment management

The process of managing or offering guidance on investment portfolios or individual assets for compensation is known as Investment management.  It is the key product offerings of a financial service industry and manages to generate sizable revenue. Investment management is said to be the most viable business that constitutes of different kind of service providers. Investment management has now turned out to be the best ever spirited businesses in today’s financial services industry. A variety of features that contributed to the growth of investment management includes growth in assets, globalization of capital markets, rise in investment alternatives and the rapid technological expansions.

An open range of private equity are there to help you out in making investment through a proper channel. Each of this private equity firms manages to raise funds as per a precise investment strategy. This fund is termed as the private equity fund. But most of the service providers are not in a tempo to cope up with the changing industry requirements. Investors and the portfolio managers still focuses on usual investments plans such as real estate, hedge funds and other illicit private investments for raising the private equity fund. 

Portfolio management is said to be the prime expertise needed for an effective investment management, if it is for an entity or for an MNC. It is the knack of choosing the apt investment policy for individuals as per minimum risk and maximum return. Portfolio management will be the same for all kinds of portfolios in spite of size or purpose. All that must be a repeated process, that is, it should accept the changes occurred in client needs, characteristics and the resources market conditions. Given below are the tips that should be followed for the investment management process an effective one.

1.                   Invest: Before going for a professional investment management solution. Also consider the risk associated with it, the return, the market, trading costs, time horizons etc.

2.                   Identify the risk: Must show enough patience to various risks as good investment managers at all times give chief consideration to their client’s investment goals.

3.                   Allocation of Assets: Asset allocation is the term that coins to the matchless mix of various investments by which managers use to build portfolios. Some of them will trusts on long term asset allocation (strategic) and others on short-term allocation (tactical) to reduce risk.

4.                   Best security Selection:  An investment manager is responsible to choose best securities for their assets. Prefer an investment manager with good perceptive of the available securities. It is really wise to tackle security risk personally at this stage.

5.                   Execution of Securities: Buying, seizing, and selling of various investment securities is referred to as Execution. There are fine distinctions of each marketplace and pitfalls that break off at returns. So, it is vital to use an investment manager who can map through current market.

6.                   Performance appraisal:  It is good to assess the performance of an investment manager. Check whether they met the investment objectives before, and also check for the risk and instability related to the performance. After all risk managing is an essential part of every fraction than being an unrelated section.

7.                   Check out the Third-party Service: The service provider’s third-party plans and dealings including functionally synchronized subsidiaries and affiliates must be reviewed and monitored.  

8.                   Identify Performance Benchmark: Choose an apt performance benchmark from the asset allocation strategy which can be represented as a passive investment objective for the portfolio, policy, and mode. Performance benchmarks will help make risk and return assessments.

Investment management business is in a state of evolution and it can be an opening for momentous, habitual income if managed efficiently. The only thing you have to keep in mind is the tips cited above before going for an investment to help avoid risk.