Shariah law: Islamic finance & Islamic Investment

Islamic finance is provided by Muslim corporations such as banks and other lending institutions. They raise funds In accordance with Sharia Law or Islamic law. According to this law they invest only in good deeds. It is a unique social responsibility investment, there is no division between spiritual and secular, and hence its reach is proper in the field of finance. The Islamic Banking concepts are accepted worldwide and are prohibited by the payment of interest or ‘Riba’.

SECURA Investment ManagementCompany is the first Shariah certified venture capital fund in India and is the First SEBI Registered Real Estate Venture Capital in Kerala, which is promoted by the Hi LITE group. As an Islamic investment company we follow shariah investing and we are encouraging shariah compliant investments to the investors. We have reputed professionals in business to provide investment management services to venture capital finances, real estate venture trusts, mutual funds, offshore funds, private equity funds or any other funds. Investment Management is controlled by an experienced Manager and a high talent team with relevant knowledge in real estate, legal, corporate, finance, construction, development, retail and other sectors. Since 2011 we are managing with investments. Our expert fund management team provided value services and has created its own unique presence in the Venture Capital business as well as in the Shariah applied financial models in India.

One of the biggest alternative financial systems in the world is Islamic finance or Islamic banking, and many financial providers and investment management companies are there to help individuals seeking financial help. Islamic banking and finance methodology has a huge scope in the entire world. It not only covers the needs of Muslim population, but is in the way to fulfill the entire development need of the community. It can provide cost effective and easy available capital to small entrepreneurs in India and can contribute much to the economic growth of the country. With the constant effort from the Government and Reserve bank of India to make this industry a feasible one, the Islamic banking sector could get a better future ahead. If you are keen at investing in the Sharia way, our investment managers will help you. Islamic banking and finance methodology can provide cost effective and easy available capital to small entrepreneurs in India and can contribute much to the economic growth of the country. 

Besides the globalization and convergence of financial services, there is a remarkable scope for Islamic banking system in India, as India is in need of major investments in its infrastructure. Apart from being a viable alternative to capitalist financial system, the interest-free Islamic banking solutions in India provide help to bankrupt farmers, laborers and other marginalized groups. Islamic investment bank in India will get the opportunity to attract funds that conventional banks cannot and will be able to attract Middle East’s high investible surplus.


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Islamic Finance – A Viable Alternative for Conventional Finance

You can see that, Islamic Financial service Industry has expanded globally and has spread their operations among various countries. It is clear that, Islamic finance has a great opportunity and arena in front. Secura is the only Investment Company became known as a role model and trend setter in this ground. During the entire investment phase, Secura mobilizes fund from retail investors like you and groups them into a pool of investment. Your pool of investment is then kept in a conventional bank. One of the interesting factors behind this conventional bank is that, it pays zero interest.

Units are then allowed to you at the face value till the initial closing. We will pay you 2%-4% of premium, even if you are ready to invest after the initial closing. The only condition is that the premium is only allowed in compliance with Shariah Law. The premium attained is the additional capital brought by you. Secura allows you to share the profits proportionately with your counterparts, who had invested at an earlier stage. Unfortunately, if your investment gets failed, we won’t redeem the unit amount, as it is the Shariah rule for that. We are the one who does JV’s with reputed entrepreneurs in Kerala to develop commercial, residential or retail properties. Secura divides its fund among four or five projects to hedge the risk. 

Each and every step of your investment is monitored by Taqwaa Advisory and Shariah Investment Solutions Private Limited. Islamic Financial system as you believe, not only confines to banking, but also covers insurance, formation of capital, capital markets and all other types of financial coercion. The regulatory framework for your investment, developed via the aspects of morality and ethics in addition to prudent and sound controls. You can view Islamic finance as a form of ethical investment or ethical lending. If you want to go for a moral investment with zero percent interest, then Islamic financing is the right choice. For getting more information about our novel financing strategies, visit http://www.securaindia.com